Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Struggling to find long term cash advance loans can be frustrating, especially if your credit score doesn’t meet the stringent requirements set by traditional banks. At Fundo, we believe everyone deserves a chance, regardless of a less-than-perfect credit history. Unlike many lenders, we prioritise your unique circumstances, ensuring a more inclusive approach to long term cash advance loans. As an Australian-owned and operated company, we offer flexible repayment options tailored to meet your needs.
When you opt for Fundo, you’re not just getting a loan; you’re gaining a supportive partner. Our process is designed to be fast and straightforward, making it a breeze to access the funds you need. Here are some key benefits:
What will you use your long term cash advance loan for? Whether it’s an unexpected expense, home repairs, or something else, the choice is entirely yours! Our loans are designed to be flexible, allowing you to utilise the funds however you see fit. Need a quick fix? Don’t miss our home renovation loans that can cover urgent repairs.
Applying for a long term cash advance loan at Fundo is remarkably easy. Here’s a quick overview of how the process works:
To qualify, you need to meet a few basic criteria: be over 18, currently living in Australia, and earning a minimum of $1,000 income per fortnight (including government benefits). You also need to show you can make repayments without financial strain. If you think you qualify, go ahead and fill out your application now!
Choose Fundo as your go-to lender for long term cash advance loans, and enjoy the potential for better loan opportunities down the line. Our unique Fundo Customer Score allows you to earn rewards for good lending behaviour! Simple actions like paying your loan on time or referring friends can help improve your score, unlocking discounts for future loans.
If you're ready to take the next step, apply for a Fundo loan today. Let us provide you with the support and funding you need when it matters most!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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