Long Term Loans
Same day funds up to $5,000
Same day funds up to $5,000
When faced with unexpected expenses, many look for reliable financing solutions. If you've been exploring options like long term loans, you might have encountered some options that haven't met your expectations. At Fundo, we strive to be different. As an Australian-owned and -operated direct lender, our mission is to streamline the borrowing experience.
Applying for a long term loan shouldn't feel like a daunting task. With Fundo, you can enjoy manageable repayment plans that are designed with your well-being in mind. Our flexible options can be used for diverse purposes, whether it’s for an emergency expense or an urgent home renovation. We’re here to help you cover those one-off costs without stress.
Now that you've found Perspektive, there's no need to search any further for long term loans. Our eligibility criteria are straightforward:
If you meet these requirements, completing a loan application is a breeze. Just provide some basic personal information, and within moments, you could be on your way to securing essential funding. Returning customers benefit even more, as the process can take just three clicks!
At Fundo, we truly value our customers. By managing your loan responsibly—such as making repayments on time—you can enhance your Fundo Score. A better score may open doors to increased borrowing options and potential discounts. So, take the time to monitor your Fundo Score and engage with our services positively.
Stop your search for long term loans today! With Fundo, you can experience a straightforward, supportive borrowing process that aims to work for you. Start your application now and discover the Fundo difference!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.