Long Term Small Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you're in need of a financial boost, long term small loans can be a great solution. Whether you're facing unexpected expenses or planning for a one-off purchase, Fundo is here to help. Traditional lending options may not always fit your needs, but at Fundo, we offer flexible funding solutions that could be just what you're looking for. Even if you've faced credit challenges before, we provide opportunities that can help you secure the funds you need.
At Fundo, we create options to meet various financial needs, ensuring your situation is understood and valued. If you’re searching for long term small loans, you can use the funds for numerous purposes like home improvements or urgent expenses without the stress of consolidated debt. Unlike some competitors, we focus on providing loans that aid your immediate financial goals, without the need for debt consolidation. We offer emergency loans for those sudden costs that catch you off guard, or even home renovation loans for that much-needed upgrade.
To apply for a Fundo loan, you simply need to meet a few criteria: you must be over 18 years, currently reside in Australia, earn a verified income of at least $1,000 per fortnight (including government benefits), and demonstrate the ability to repay the loan without financial distress. And remember, while we may consider borrowers with less than perfect credit histories, our assessment may still involve a credit check to ensure responsible lending practices.
Ready to take that next step? Click 'Apply Now' on our homepage to start your application. The process is straightforward and takes only a few minutes. Returning customers can breeze through in just three clicks! Once you submit your application during business hours, approval is often fast, and funds could be ready in your account in no time.
Say goodbye to the endless search for borrow money now options—choose Fundo for your long term small loan needs today! Our friendly team is here to assist and ensure you have the best borrowing experience possible.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
