Low Cost Payday Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
At Fundo, we understand that life can throw unexpected costs your way. When searching for a low cost payday loan, you might find many options that don't quite meet your needs. But worry not! We’re here to simplify your borrowing experience as an Australian-owned direct lender. Forget about the jargon and hidden fees; we believe in straightforward, transparent loan terms that you'll easily understand. With Fundo, you’re just a few clicks away from accessing short-term loans tailored to you.
Whether you need cash for surprise medical bills, urgent car repairs, or unexpected living expenses, opting for a low cost payday loan from Fundo might just be the ideal solution for you. Our loans are flexible and can be tailored to meet your specific financial circumstances.
If you're considering a quick financial boost, explore the variety of loan options we offer:
Getting started with Fundo is a breeze. Here’s what you need to do:
To apply, just let us know the amount you want, fill in your personal details, and provide evidence of your income. Depending on when you submit your application, you could receive an outcome on the same day!
Your experience with Fundo is designed to be rewarding. By managing your loan responsibly and keeping up with repayments, you can improve your Fundo Score, helping you unlock additional borrowing opportunities in the future. Plus, our intuitive self-service dashboard allows you to track your loan status and provides tips to improve your financial health—all in one place.
Stop searching through countless websites for the right low cost payday loans. Experience the Fundo difference today! Quick, easy, and friendly service awaits.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
