9am - 6pm,	Mon-Fri
9am - 5pm,	Sat
AEST time

About Us
FAQs
Fundo Customer Score
Blog
Get the Fundo app

Apply Now

Low Finance Personal Loans

Same day funds up to $5,000¹

I want to borrow ($500 - $5,000)

Select loan amount from range

Apply Now

Safe and Secure. Apply in minutes²

4.8/5

16,000+

4.7/5

5,000+

Award badge from Financial Review Australia

Finder
AI Innovation
Award 2024

Award badge from Product Review Australia

500+ Applications submitted in last 24 hours!

Low Finance Personal Loans

Need Low Finance Personal Loans? Fundo is Here for You!

Sometimes life throws unexpected expenses your way, whether it's repairing a burst pipe or getting your car back on the road. When these situations arise, you need funding promptly! Searching for low finance personal loans can feel overwhelming, but Fundo is here to simplify the process for you. As an Australian-owned lender, we provide short-term loans designed for everyday Australians needing a little financial boost.

Why Choose Fundo for Your Low Finance Personal Loans?

💰 Fast Approval: Apply now and receive funds in your account within 60 seconds of contract acceptance!
📅 Flexible Repayments: Our repayment schedules fit your life, ensuring you have the freedom to manage your finances.
🔍 No Hidden Fees: Transparent lending with no surprise charges—what you see is what you get!
📝 Simplicity: Forget the paperwork maze! Our application process is straightforward and easy to follow.
💪 Client Focused: We’re here to help you understand your loan terms in plain language—no legal jargon!

How Fundo Can Support Your Needs

With Fundo, you can easily navigate the world of small loans with manageable repayment options. Opt for a home renovation loan for urgent repairs or consider our emergency loans for those unavoidable expenses. And although we don’t offer debt consolidation loans, our range of products ensures you're well-protected for your short-term funding needs.

Stay Financially Empowered

Utilise your Fundo Customer Score to enhance your loan experience! By maintaining timely payments and providing feedback, you can improve your Fundo Customer Score and unlock future benefits. If you’re looking for guidance on low finance personal loans or want to check your loan status, our user-friendly self-service dashboard keeps you informed about your finances.

Ready to Apply?

To qualify for a loan, simply be over 18, currently residing in Australia, earning at least $1,000 per fortnight (including government benefits), and demonstrate your ability to make repayments comfortably. Subsequently, we invite you to complete our straightforward online application—saving you from endless searches for short-term lenders or two thousand dollar loans.

If you apply during business hours, we may be able to review your application and approve it the same day! Returning clients enjoy even quicker processing—it's all just three clicks away. So if you’ve been searching for cash loans in Perth or loans with bad credit fast, your search ends here with Fundo!

Get started now! Apply for a low finance personal loan and let us help you face those urgent needs with confidence!

Apply in minutes

Complete
your application
in minutes²

Loan decisions
made fast, as quick
as the day you apply

Funds in as little as 60
secs from contract
acceptance³

Over $400 million
in loans already
funded

Apply Now

Safe and Secure. Apply in minutes

See what our customers say

Kim S

Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.

Ellie P

Very easy to apply and money was transferred within the hour.

Rachel C

Their website is very user friendly, application process is straightforward and re-apply is very quick.

Robert D

Application took 5 minutes max. Being a repeat customer makes it super simple.

Chloe Grice

Easiest, cleanest, simplest app or platform I’ve found.

Terrie Coggins

Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful

Apply Now

Safe and Secure. Apply in minutes

Fundo loan example⁴

Borrow between
$500 to $5,000

Flexible
payment terms

Funds in as little as 60 secs from contract acceptance

Small loan

Loan amount from $500 to $2,000
Minimum 4 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee. Fees are based on loan principal advanced.

Example

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee
(over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66% p.a.)⁵

Example

RepaymentsFortnightly

Term6 months

Loan Amount$2,500

Establishment fee$400

Total interest
(over 6 months)$389

Total repayable$3,289

Fortnightly repayment$253.09

Apply Now

Safe and Secure. Apply in minutes

Important Information

¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.

²Typical application time may vary depending on your device, information on hand and typing speed.

³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.

⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.

⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank logos and trade marks are property of their respective owners and are used for identification purposes only.

The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.

Need more help?

FAQ

Chat

Call

We typically respond within 2 min or sooner.

Low Finance Personal Loans

Low Finance Personal Loans

Need Low Finance Personal Loans? Fundo is Here for You!

Why Choose Fundo for Your Low Finance Personal Loans?

How Fundo Can Support Your Needs

Stay Financially Empowered

Ready to Apply?

Apply in minutes

See what our customers say

Fundo loan example4

Small loan

Medium loan

Personal loan

Important Information

Need more help?

Fundo loan example⁴