Low Income Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Struggling to get a loan due to bad credit? You’re not alone! Many Australians find themselves in need of financial support but face obstacles when it comes to accessing low income loans for bad credit. Traditional lenders can often overlook applicants based solely on their credit scores. At Fundo, we believe everyone deserves the chance to secure a loan, especially in times of need.
Fundo is dedicated to making short-term loans more accessible. Our approach is simple: we evaluate each application individually, understanding that life situations can vary greatly. Whether your good financial behaviour has merely been overlooked or unforeseen circumstances have impacted your credit, we’re here to help.
Our streamlined process means you won’t have to wait long to know if you’ve been approved for a loan. Unlike many lenders who take weeks, we prioritise your time. Once you accept our contract, funding will be deposited into your account within 60 seconds! ⏱️
At Fundo, we cater to your unique financial situation with our flexible repayment terms. Here’s how we make it easier for you:
If you’ve been searching for low income loans for bad credit, look no further! Fundo offers diverse options to help you cover unexpected expenses, such as:
Our team is right by your side to help you navigate the options available to you. Whether you require immediate cash for an essential purchase or support for a home improvement project, we’re committed to finding the right loan for your needs.
Fundo has fewer barriers compared to traditional banks. Here’s what you need to qualify for a loan:
Applying for a loan with us is supremely easy! Fill out our online application form with your personal and financial details, indicating your desired loan amount. To better your chances of receiving your funds on the same day, try to submit your application during our business hours.
Want to improve your chances for future loans? You can enhance your Fundo Score by leaving feedback, referring friends, and maintaining timely repayments with us. This can make securing funding easier next time you need it!
Ready to stop searching for low income loans for bad credit? Apply for your Fundo loan today and take control of your financial journey! 💪
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
