Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Struggling to get a loan due to bad credit? You’re not alone! Many Australians find themselves in need of financial support but face obstacles when it comes to accessing low income loans for bad credit. Traditional lenders can often overlook applicants based solely on their credit scores. At Fundo, we believe everyone deserves the chance to secure a loan, especially in times of need.
Fundo is dedicated to making short-term loans more accessible. Our approach is simple: we evaluate each application individually, understanding that life situations can vary greatly. Whether your good financial behaviour has merely been overlooked or unforeseen circumstances have impacted your credit, we’re here to help.
Our streamlined process means you won’t have to wait long to know if you’ve been approved for a loan. Unlike many lenders who take weeks, we prioritise your time. Once you accept our contract, funding will be deposited into your account within 60 seconds! ⏱️
At Fundo, we cater to your unique financial situation with our flexible repayment terms. Here’s how we make it easier for you:
If you’ve been searching for low income loans for bad credit, look no further! Fundo offers diverse options to help you cover unexpected expenses, such as:
Our team is right by your side to help you navigate the options available to you. Whether you require immediate cash for an essential purchase or support for a home improvement project, we’re committed to finding the right loan for your needs.
Fundo has fewer barriers compared to traditional banks. Here’s what you need to qualify for a loan:
Applying for a loan with us is supremely easy! Fill out our online application form with your personal and financial details, indicating your desired loan amount. To better your chances of receiving your funds on the same day, try to submit your application during our business hours.
Want to improve your chances for future loans? You can enhance your Fundo Customer Score by leaving feedback, referring friends, and maintaining timely repayments with us. This can make securing funding easier next time you need it!
Ready to stop searching for low income loans for bad credit? Apply for your Fundo loan today and take control of your financial journey! 💪




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.