Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Finding yourself in need of financial assistance is something many experience, whether it’s to handle an unforeseen expense or to manage a temporary cash shortage. If you’re investigating options for low income personal loans in Australia, look no further. fundo specializes in providing flexible solutions tailored to your needs, regardless of your credit history.
At Fundo, we recognise that life can throw unexpected financial challenges your way. Whether it’s urgent car repairs or a surprise medical bill, we are here for you. While other lenders may have strict criteria, we offer alternatives suitable for those seeking low income personal loans in Australia. You can use Fundo for:
Worried about meeting eligibility criteria? If you’re over 18 years of age, currently living in Australia, and earning at least $1,000 per fortnight (including government benefits), you’re likely qualified for our low income personal loans. Unlike the complicated processes found with traditional lenders, Fundo streamlines the steps for you. Simply fill out our application form, and with a quick review, you could have your loan approved and funds available the same day if submitted within business hours.
Wondering how to increase your loan approval odds? Your Fundo Customer Score plays a crucial role! The higher your score, the better your chances of getting approved for future loans. Timely repayments and positive financial behavior can help boost this score, making it even easier to access funds when you need them.
Still pondering your options? Don’t let the search for low income personal loans in Australia keep you up at night. Fundo is here to make your financial needs manageable. Apply for a Fundo loan today and take the first step toward securing the funds you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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