Low Income Personal Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding yourself in need of financial assistance is something many experience, whether it’s to handle an unforeseen expense or to manage a temporary cash shortage. If you’re investigating options for low income personal loans in Australia, look no further. fundo specializes in providing flexible solutions tailored to your needs, regardless of your credit history.
At Fundo, we recognise that life can throw unexpected financial challenges your way. Whether it’s urgent car repairs or a surprise medical bill, we are here for you. While other lenders may have strict criteria, we offer alternatives suitable for those seeking low income personal loans in Australia. You can use Fundo for:
Worried about meeting eligibility criteria? If you’re over 18 years of age, currently living in Australia, and earning at least $1,000 per fortnight (including government benefits), you’re likely qualified for our low income personal loans. Unlike the complicated processes found with traditional lenders, Fundo streamlines the steps for you. Simply fill out our application form, and with a quick review, you could have your loan approved and funds available the same day if submitted within business hours.
Wondering how to increase your loan approval odds? Your Fundo Score plays a crucial role! The higher your score, the better your chances of getting approved for future loans. Timely repayments and positive financial behavior can help boost this score, making it even easier to access funds when you need them.
Still pondering your options? Don’t let the search for low income personal loans in Australia keep you up at night. Fundo is here to make your financial needs manageable. Apply for a Fundo loan today and take the first step toward securing the funds you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
