Low Interest Rate Personal Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Are you searching for low interest rate personal loans for bad credit? Look no further! At Fundo, we understand the challenges that come with unexpected expenses. Our aim is to provide a friendly and straightforward loan experience, especially for those with less-than-perfect credit scores. While many lenders may complicate the process, we strive to keep things simple and transparent. When you choose Fundo, you can expect:
At Fundo, we're committed to helping you meet your financial needs, whether itโs for an urgent medical bill, unexpected car repairs, or any one-off expenses that may pop up. Our focus on emergency loans makes it easy for you to handle lifeโs surprises. With flexible loan periods of up to 180 days, we ensure you have the time you need to comfortably make repayments. Plus, paying off your loan early can save you money!
When searching for low interest rate personal loans for bad credit, you'll want a lender who prioritises your needs. Here's what makes Fundo stand out:
Forget lengthy online searches for phrases like 'Bad Credit Loan Guaranteed Approval.' Fundo keeps eligibility criteria minimal, making it easier for anyone in Australia to apply. You just need to:
Once you've confirmed your eligibility, applying for a loan is as easy as filling out a basic online form. In fact, returning customers can complete their applications in just three clicks! If approved, you could receive funds directly into your account within 60 seconds from contract acceptance.
So why wait? If you need low interest rate personal loans for bad credit, Fundo is here to help. Our friendly team is ready to guide you through the process, making it as seamless as possible. Apply for your loan now and take the first step towards managing those unexpected costs!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.