Low Money Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finding the financial assistance you need can often feel like an uphill battle, especially if your credit history isn't the best. If you've searched for low money loans hoping for a quick way to cover unexpected expenses, look no further than Fundo. We provide a straightforward and hassle-free way to apply for short-term loans that fit your unique financial situation. There’s no unnecessary red tape here—just simple language that clearly outlines your responsibilities and expectations.
Fundo is dedicated to providing small loans with manageable repayment terms. Our loans are structured to help you pay them off within a maximum period of 180 days for a MACC loan. From home repairs to unforeseeable emergencies, our financial solutions are versatile:
While we don’t facilitate loans for consolidating existing debt, we do encourage responsible repayment habits. By keeping your payments on track, you not only dodge late fees but also boost your chances of securing favourable terms on future loans at Fundo. Curious about your loan status or need tips related to low money loans? Our self-service dashboard is a fantastic resource to manage your funds and stay updated on your loan conditions all from one place.
If your search has focused on low payday loans or low interest small cash loans, rest assured Fundo is here to meet your needs. When you’re ready to apply, here’s what you’ll need:
With our uncomplicated application process, fill in your details on our website, and we’ll respond swiftly, most likely on the same day when you apply during business hours. And if you're looking to improve your approval odds for future loans, make sure to enhance your Fundo Score. Simple practices like timely repayments and recommending Fundo to friends can help lift your score, paving the way for better loan options in the future.
So why keep searching for Australian cash loans or direct cash loans? Apply for your Fundo loan today and put yourself on the path to the funding you need without the stress and complexity that often comes with other lending options!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.