Micro Loan No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for a micro loan with no credit check? If you’re concerned about your credit history but still need a small loan, Fundo offers small loans starting from $500. While we may conduct a credit check as part of our assessment, Fundo’s focus is on your current financial situation, helping ensure you can still get the funds you need, even with less-than-perfect credit.
Fundo’s online application process is fast and easy, allowing you to apply from anywhere, anytime. Once submitted, your application is reviewed promptly, and many applicants receive approval on the same day. After approval, the funds are typically transferred to your account within hours, ensuring you get the cash you need when you need it most. Fundo’s flexible repayment options allow you to manage your loan on terms that suit your budget, providing a stress-free borrowing experience.
By focusing on your current financial situation rather than solely on your credit history, Fundo helps you access the financial support you need without unnecessary delays.
FAQs About Micro Loans with No Credit Check
Will Fundo conduct a credit check for a micro loan?
While Fundo may conduct a credit check, our focus is on your current financial situation to determine loan eligibility.
How fast can I get approved for a micro loan with Fundo?
Fundo’s online application process ensures fast approval, often on the same day. Funds are typically transferred within hours of approval.
Do I need verifiable income to apply for a micro loan with Fundo?
Yes, Fundo requires verifiable income to ensure responsible lending and your ability to repay the loan.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that allow you to repay your loan on terms that fit your financial situation.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
