Minimum Credit Score For Personal Loan Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Loans can feel tough to secure, especially when your credit score isn't in the best shape. If you've been looking into the minimum credit score for personal loans in Australia, you're not alone. For many, accessing quick funding can seem daunting—yet at Fundo, we believe it shouldn't be! Instead of getting bogged down with paperwork, focus on what truly matters: getting the funds you need without unnecessary stress.
At Fundo, we offer short-term loans designed with your needs in mind. Our friendly approach means we don’t just evaluate you through the lens of your credit score. We consider your overall financial situation, making it easier for responsible borrowers to access the funding they need.
If your search for the minimum credit score for personal loans in Australia has led you here, you’ll be pleased to know that we assess eligible borrowers based on more than just their credit scores. Our eligibility requirements include:
Need a small amount for a one-off expense? Whether it’s an urgent bill, a home repair, or another unexpected cost, our personal loans are available to help. With terms stretching from 9 to 26 weeks, we aim to provide a repayment schedule that suits your needs without overburdening you.
Interested in increasing your chances of approval? Knowing more about your Fundo Score is a great place to start. You can improve your score by making timely payments and engaging with us positively. Keep in mind that when you have a better Fundo Score, you also open up to better loan offers and quicker processing times!
Ready to quit searching futilely for the minimum credit score for personal loans in Australia? It’s time to take action! Apply for your Fundo short-term loan today and experience a stress-free process with a lender who truly understands your needs. Submit your application now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
