Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Loans can feel tough to secure, especially when your credit score isn't in the best shape. If you've been looking into the minimum credit score for personal loans in Australia, you're not alone. For many, accessing quick funding can seem daunting—yet at Fundo, we believe it shouldn't be! Instead of getting bogged down with paperwork, focus on what truly matters: getting the funds you need without unnecessary stress.
At Fundo, we offer short-term loans designed with your needs in mind. Our friendly approach means we don’t just evaluate you through the lens of your credit score. We consider your overall financial situation, making it easier for responsible borrowers to access the funding they need.
If your search for the minimum credit score for personal loans in Australia has led you here, you’ll be pleased to know that we assess eligible borrowers based on more than just their credit scores. Our eligibility requirements include:
Need a small amount for a one-off expense? Whether it’s an urgent bill, a home repair, or another unexpected cost, our personal loans are available to help. With terms stretching from 9 to 26 weeks, we aim to provide a repayment schedule that suits your needs without overburdening you.
Interested in increasing your chances of approval? Knowing more about your Fundo Customer Score is a great place to start. You can improve your score by making timely payments and engaging with us positively. Keep in mind that when you have a better Fundo Customer Score, you also open up to better loan offers and quicker processing times!
Ready to quit searching futilely for the minimum credit score for personal loans in Australia? It’s time to take action! Apply for your Fundo short-term loan today and experience a stress-free process with a lender who truly understands your needs. Submit your application now!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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