Money Before Payday Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding money before payday in Australia can be a challenge, especially if you've faced issues with your credit score. While traditional lenders often deny assistance based on credit history, Fundo takes a different approach. Our aim is to provide short-term loans that are accessible to all Australians, regardless of past financial setbacks. We review every application individually, ensuring that your specific needs are at the forefront of our decision-making process.
Need cash quickly? You are in the right place! Our user-friendly process is designed to get you the money before payday that you need without the headaches of traditional lending methods. With Fundo, you can expect:
When you opt for a loan with Fundo, you can focus on what truly matters: addressing that urgent expense without stressing over financial jargon. Whether it’s for an unexpected repair or a personal emergency, we're committed to helping you navigate your short-term financial needs with ease.
As you explore options for money before payday in Australia, remember that our loans are structured to suit your needs. From home improvement projects to one-time urgent costs, Fundo offers various solutions to meet your specific circumstances. Although we do not provide loans for debt consolidation, our emergency loans and small home renovation loans are tailored for immediate requirements.
Another advantage of borrowing with Fundo is our commitment to rewarding responsible financial behaviour. By repaying your loans early, you can reduce monthly costs, and we don’t impose penalties for prepayments. Use our self-service dashboard to keep track of your repayment progress, receive helpful advice, and feel confident about your financial decisions. You have up to 180 days from loan approval to pay off your loan, giving you the flexibility you need.
Applying for a loan with Fundo is straightforward! Make sure you meet our eligibility criteria:
If you tick these boxes, simply fill out our application form with your personal and contact information, and specify your desired loan amount. For many, approvals can occur on the same day, although please note that bank processing times may still apply. Additionally, our new Fundo Score tool offers insights into your approval odds, while responsible behaviour like timely payments can help improve your borrowing potential in the future.
Stop searching for alternatives like 'short-term loans' or 'unemployed loans'. Choose Fundo for a seamless and efficient lending experience. Apply today and get the funds you need before payday!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
