Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Are unexpected expenses weighing you down? Many Australians are turning to loans with the intention of getting money now, pay back later. Unlike traditional banks that often come with strict requirements and protracted application processes, Fundo provides a seamless and friendly lending experience. With our short-term loans, you can quickly access the funds you need from anywhere in Australia. Plus, our technology-driven approach means faster outcomes, allowing you to get the cash you need, without the hassles.
Fundo is committed to making borrowing easy and accessible, even for those who may have less-than-perfect credit. Here’s why you should choose us for your money now, pay back later needs:
With Fundo, you can secure a small loan that fits your financial situation, repayable in as little as 180 days. Our loans can be utilised for various personal needs:
While we don't provide loans for consolidating existing debt, we ensure that our loan products help cover genuine one-off expenses as needed, so you can get back on track. If you pay off your loan early, you can avoid fees and improve your chances for future approvals.
Joining the Fundo family is easy! To be considered for a loan, you need to:
Applying is straightforward; complete your application form with your desired loan amount, some personal details, and contact information. If submitted during business hours and approved, you could potentially have money in your account within 60 seconds from contract acceptance. Returning customers can enjoy an even faster process—just three clicks to apply!
Want to improve your chances of approval? Keep an eye on your Fundo Customer Score—a glowing score reflects your responsible borrowing habits.
If you’re eager to put an end to your financial worries regarding “last minute loans” or simply need assistance with “I need money”, look no further than Fundo. Apply for a loan today and experience the Fundo difference!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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