My Money Loans
Same day funds up to $5,000
Same day funds up to $5,000
There are moments in life when accessing funds quickly is essential. Whether it’s repairing a broken pipe or replacing a flat tyre, sometimes you need a financial boost right now. If you're on the hunt for “my money loans,” look no further than Fundo. As a dedicated Australian private lender, we make short-term loans available to everyone, including those who may have faced challenges in their credit history. Your search ends here at Fundo – we’ve got your back!
Our offerings aren’t just limited to quick cash. Whether you're planning a home renovation or dealing with unexpected expenses, Fundo can provide the financial support you need. While we do not offer debt consolidation loans, we do provide effective emergency loans for one-time urgent expenses. Say goodbye to tedious waiting times and let us be your go-to provider for my money loans.
Wondering if you qualify for funding? Fundo has a straightforward set of eligibility criteria, making our loans accessible to a wide array of borrowers:
To start your journey with Fundo, simply complete our online application. You'll provide your desired loan amount and some personal information. If you submit your application during business hours and meet the criteria, there's a strong chance you'll receive your funds on the same day!
When it comes to understanding eligibility, many potential borrowers also wonder about improving their chances. We feature the Fundo Score, which measures your borrowing reliability and can effect your loan approval. You can enhance your Fundo Score through good financial habits such as:
Your search for reliable “my money loans” concludes with Fundo. We're here to provide the support you need in times of financial urgency. Ready to take the next step? Apply for your loan today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.