My Pay Day Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re searching for My Pay Day Loan alternatives, Fundo offers a better way to manage your financial needs. We provide small loans starting from $500 with a quick and easy online application process, designed to offer fast approval and flexible repayment options. Whether it’s for an emergency or an unexpected bill, Fundo is here to provide a reliable and stress-free alternative to traditional payday lenders.
At Fundo, we understand that when you need fast access to cash, traditional payday lenders often come with hidden fees, complicated terms, and lengthy approval processes. Fundo provides a simpler and more transparent way to borrow. Our small loans range from $500 to $5,000, offering flexibility for both small and larger financial needs.
Fundo’s online application is designed to take just a few minutes. Once your application is reviewed and approved, the funds are deposited into your account within 60 seconds from accepting your loan agreement and if your bank supports PayID, making it easy to handle financial emergencies or cover unexpected bills.
Here’s how you can apply for a Fundo loan:
Fundo’s loans are designed to provide a transparent, reliable, and stress-free alternative to traditional payday lenders.
How quickly can I get the loan?
Once your loan application is approved, Fundo can transfer the funds to your account within 60 seconds from accepting your loan agreement and if your bank supports PayID, ensuring quick access to cash when you need it.
Will Fundo check my credit score?
Yes, Fundo may perform a credit check, but we use an internal scoring system that considers your overall financial situation, meaning you may still qualify even with bad credit.
What makes Fundo different from traditional payday lenders?
Fundo offers transparent loan terms, flexible repayment options, and fast approvals - providing a stress-free and reliable alternative to traditional payday lenders.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
