Need A Cash Loan Today With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you feeling the pressure of unexpected expenses and urgently need a cash loan today with bad credit? We understand that life's unexpected moments—like an emergency car repair or urgent home improvement—can pop up when you least expect it. Traditional lenders can complicate the loan process with lots of paperwork and long waiting times. Fortunately, at Fundo, we’re here to simplify that for you!
At Fundo, we believe that accessing financial support should be straightforward and stress-free. Our process is designed for your convenience:
You may be searching keywords like 'Need A Cash Loan Urgently' or 'Money Loans Online Bad Credit', but look no further! Fundo is committed to meeting your financial needs swiftly.
With Fundo, you can tailor your loan to suit your requirements. Whether you opt for a small (SACC) loan or a medium (MACC) loan, we’ve got you covered. Pay your loan back in up to 180 days for a MACC loan. If you prefer to save on potential interest charges, you can pay off your loan early to enhance your future loan opportunities.
Manage your loan easily through our self-service dashboard, where you can:
Want to boost your chances of loan approval? Explore how the Fundo Score works! Your score may improve by simply making timely payments and sharing your experiences. The higher your Fundo Score, the better the offers you could receive. Don't waste time looking for online payday loans or instant approvals. With Fundo, you're already in the right place!
If it’s your first time securing a loan with us, remember you need to be at least 18 years old, earn a minimum of $1,000 per fortnight (including government benefits), and have a clear repayment plan. During business hours, applications can be reviewed and approved on the same day, with the potential for funds to hit your account within 60 seconds of contract acceptance!
If you've found yourself searching for cash loans without credit check options, or cash loans for Centrelink clients with bad credit, look no further. Apply now for a short-term loan and say goodbye to financial stress!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
