Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When you're in a tough spot and you need a loan ASAP with bad credit, it can feel like you’re out of options. Traditional lenders often make it hard for those with less-than-perfect credit, but at Fundo, we believe everyone deserves a chance to access quick funding. Whether you're facing an unexpected expense or a pressing financial need, Fundo offers a fast and reliable solution that suits your circumstances.
Are you tired of endlessly searching for options to get a small loan or needing cash urgently? Fundo simplifies the lending process so you can focus on what matters most. Our wide range of loan offerings includes emergency loans tailored for unexpected expenses and more. With our self-service dashboard, you can easily manage your loan and stay informed about your payment terms while picking up strategies for financial health.
If you frequently find yourself searching for terms like 'quick loans' or 'payday loans', you’ve landed at the right place! To qualify for a Fundo loan, you simply need to meet a few key criteria:
Once you're sure you're eligible, fill out our quick online application, and improve your chances of approval by enhancing your Fundo Customer Score. This unique score can boost your borrowing power with us over time through timely payments and good financial behaviour.
Fundo is committed to making your financial journey smoother. If you’ve been searching for a trustworthy lender that understands your immediate needs, look no further. Get started on your loan application today and experience the Fundo difference!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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