Same day funds up to $5,0001
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Finding yourself in a situation where you need a loan but have bad credit can feel overwhelming. Traditional lenders often make it seem impossible, leaving you frustrated with endless rejections. At Fundo, we believe that your credit score shouldn’t define your ability to access the funds you need. Our mission is to provide short-term loans to Australians who may not fit the typical mould, by assessing every application on its individual merits.
When searching for loan options, it’s important to understand how Fundo stacks up against the competition. While you might encounter phrases like 'Need A Loan But Have Bad Credit' and find other offers out there, we stand out with our tailored solution. Our emergency loans specifically cater to urgent needs, ensuring you don’t have to compromise on speed or convenience.
At Fundo, we also appreciate and reward responsible credit behaviour. When you repay your loan early, you can cut down on your monthly fees, helping you manage your finances better. You have up to 180 days for a MACC loan, but feel free to finish repayments sooner without any penalties. Plus, our intuitive self-service dashboard keeps you informed about your loan status and offers helpful financial wellness tips.
If you’re wondering whether you need a loan but have bad credit, check out our approachable eligibility criteria. They are designed to be inclusive; you just need to:
Start your application with Fundo today! It is simple: just visit our online platform, fill in your details, and you could potentially have your funding on the same day if all goes well. There’s no need to keep searching for answers using vague phrases like 'Need Payday Loan Immediately Bad Credit' or 'Need A Personal Loan With Bad Credit'. Let’s make this process easy and enjoyable.
Enhancing your Fundo Score can also boost your chances of approval in the future. Engage with us: leave reviews, refer friends, and pay your loans on time. You will not only improve your score but find it easier to access loans down the line. Why wait any longer? Apply today and take your first step toward securing the financial support you need!
Safe and Secure. Complete app in minutes²
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Very easy to apply and money was transferred within the hour
Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.
Safe and Secure. Complete app in minutes²
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe and Secure. Complete app in minutes²
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I want to borrow ($500 - $5000*)
