Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Award 2024
Need a loan urgently but have bad credit? We understand how stressful it can be when unexpected expenses arise and your credit score isn't perfect. At Fundo, we're here to help you access the funds you need quickly and without unnecessary hoops to jump through. Say goodbye to complicated applications and long wait times! If you're in a pinch and have been searching for solutions, you're in the right place.
When you’re in urgent need of a loan, you want a lender who makes the process straightforward. Here’s what makes Fundo a great choice:
We know that searching for 'Need A Loan Urgently But Have Bad Credit' can be overwhelming. At Fundo, we make the loan experience simple and user-friendly. It’s not just about the numbers; it’s about finding the right fit for you.
With Fundo, you can access up to $5,000. We have different loan options to suit your needs:
Need cash quickly? Once your loan is approved, your funds could hit your account within 60 seconds from contract acceptance. No more waiting around wondering when you'll see your funds!
Applying for a loan with Fundo is a breeze. Here’s how it works:
To apply, simply meet some basic criteria: you must be over 18 years old, currently living in Australia, and earning a verified income of at least $1,000 per fortnight (including government benefits). By showing us that you can manage repayments comfortably, we can help guide you through the loan process.
Your Fundo Customer Score matters, too! While we won’t overlook your credit score, we reward customers who exhibit good financial behaviour. Improving your Fundo Customer Score is easy—make timely payments, recommend friends, and share your insights. It all adds up!
If you’re ready to stop searching for 'Need A Loan Urgently But Have Bad Credit,' get in touch with Fundo today! Experience the hassle-free loan application process and the quick cash support you need.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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