Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Are you in a situation where you need to borrow money quickly? At Fundo, we understand that navigating the loan landscape isn't easy, especially if your credit isn't perfect. That's why we're here to change the game! Our aim is to provide accessible short-term loans for Australians who need them the most. Here's how Fundo makes borrowing money more manageable:
Need short-term funding for unexpected bills? A Fundo loan could be the perfect solution. We provide emergency loans designed for those one-time urgent costs, allowing you to manage your finances with ease. Why wait weeks for a lender’s response? Apply for your loan today and experience our fast-track service!
We also believe in fostering good borrowing behaviour. By completing your loan early, you might even reduce your account fees! With repayment terms of up to 180 days for our medium loans, we offer flexibility that adapts to your financial situation. Need support? Our self-service dashboard is available for you to track your loan details and access valuable financial tips.
When searching for options to ‘need to borrow money’, it’s essential to consider what each lender offers. With Fundo, you can rest assured you're receiving transparent and fair lending options. Don't waste time looking for other lenders; you've found the ideal solution with Fundo!
Did you know your Fundo Customer Score plays a crucial role in your borrowing potential? This score reflects your relationship with us and can improve with timely repayments and referrals. Having a higher Fundo Customer Score can open the door to better loan opportunities down the track. Start improving your Fundo Customer Score today by applying for a loan.
At Fundo, our loans are available for anyone over 18 years of age, currently living in Australia, and earning a minimum verified income of $1,000 per fortnight. You just need to prove your ability to repay your loan without putting yourself in a worse financial situation.
Ready to stop scrolling through endless options? If you’re still searching for a lender with terms like ‘need to borrow money’, we invite you to take the next step with Fundo! Submit your application today, and if you get it in during business hours, we could process your request within the same day, and depending on your eligibility, funds could hit your account within 60 seconds after you accept the contract. It’s that quick and easy!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.