Need Cash Fast
Same day funds up to $5,000
Same day funds up to $5,000
Need Cash Fast? Fundo’s Quick Loans Have You Covered
Life can be unpredictable, and sometimes you find yourself in a situation where you need cash fast. Whether it’s for an urgent bill, unexpected expenses, or simply to manage through a rough patch, Fundo is here to help. We offer small loans ranging from $500 to $5,000 for those moments when fast cash is necessary, with a straightforward application process tailored to meet your needs.
At Fundo, we understand that not everyone has a perfect financial history, which is why we offer flexible lending solutions. However, while our loans are commonly searched as payday loans no credit check, it’s important to note that Fundo may require a formal credit check as part of our responsible lending obligations. This ensures that we are providing loans that are suitable for your financial situation, helping you avoid further stress down the line.
Why Choose Fundo When You Need Cash Fast?
Fundo is dedicated to helping Australians get quick access to cash when they need it most. Whether it’s a medical emergency, car repairs, or simply a cash flow issue, our loans are designed to provide relief when time is of the essence. We pride ourselves on our transparent loan process, ensuring that you have a clear understanding of the repayment terms, fees, and eligibility criteria before committing to a loan.
Fundo’s Loan Process Easy and Transparent
At Fundo, we strive to keep the loan application process as straightforward as possible. Here’s what you can expect when applying for a loan with us:
Online Application: Visit our website and fill out a simple application form, which takes only a few minutes. You’ll need to provide some basic personal and financial details so we can assess your application quickly.
Fast Decision: Once we receive your application, our team works efficiently to assess your request. Many of our customers receive a decision within minutes, allowing them to move forward with confidence.
Quick Funds Transfer: Upon approval, we process your loan and transfer the funds directly to your bank account. Most applicants receive their funds on the same day or within 24 hours, depending on the timing of their application.
Flexible Repayment: Our repayment terms are flexible, and we’ll agree on a schedule that fits within your budget. We understand that everyone’s financial situation is different, and we aim to make repayments as stress-free as possible.
Fundo’s Eligibility Criteria
Before applying for a loan, it’s essential to understand whether you meet Fundo’s eligibility requirements. To qualify for a cash loan, you’ll need to:
We assess each application carefully to ensure that we are lending responsibly, and while we aim to make cash available quickly, we always want to ensure that a loan will be a benefit rather than a burden.
Frequently Asked Questions (FAQs)
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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.