Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you find yourself in a tight spot and need cash fast with bad credit, Fundo could be the solution you've been searching for. Traditional lenders often come with strict requirements and lengthy processes, making it tough to secure funding when you need it most. Instead of navigating through piles of paperwork and waiting endlessly for approval, consider our simple and efficient approach to lending. At Fundo, we offer short-term loans tailored for Australians needing quick financial assistance.
Searching for 'need cash fast bad credit' can be overwhelming, but with Fundo, you’ll find a lender that prioritises your needs. Our emergency loans are ideal for covering unexpected expenses efficiently. Remember, our loans are designed for one-off needs, perfect for those looking to take care of urgent matters. While you may come across competitors offering similar services, Fundo stands out with our commitment to transparency and speed.
We make repayment flexible and straightforward. You can repay your loan up to 180 days for our MACC loans, but if you want to clear your dues earlier, feel free—there’s no penalty for early repayment. Plus, our self-service dashboard allows you to keep track of your loan schedule easily, ensuring you never miss a payment.
Your chances of securing a loan from Fundo can be influenced by your Fundo Customer Score, which reflects your relationship with us. By making timely repayments and engaging positively, you can enhance this score, opening the door for better borrowing options in the future. We're all about nurturing robust financial behaviour, which not only benefits you but establishes a rewarding commuting experience with us.
If you’re over 18 years of age and currently living in Australia, earning at least $1,000 per fortnight, and have a repayment plan in place, you are eligible for our loans. Why keep searching for lenders when Fundo offers a seamless approach? Simply complete the application form on our website, and you could find yourself with the cash you need faster than you think. Apply today and discover how easy it is to get cash fast—even with bad credit!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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