Need Cash Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Have you been turned away by traditional lenders and now find yourself asking, "I need a cash loan with bad credit?" You’re not alone, and Fundo is here to help. As a trusted private lender in Australia, we provide short-term loans designed specifically for individuals seeking assistance, regardless of their credit history. Your past financial struggles shouldn't dictate your future. Our primary goal is to empower you with the funds you need to alleviate financial stress and regain control over your life. We're committed to fostering transparent and open communication, ensuring that you fully understand your options and feel confident in your choices.
At Fundo, getting a small loan is fast and hassle-free. With no hidden fees, flexible repayment plans, and straightforward communication, we are dedicated to supporting our borrowers. Here are just a few of the benefits you can expect:
Whether you are looking for support with an unexpected bill or a one-off purchase, our loans can be tailored to your needs. Explore our emergency loans for urgent situations, or check out our home renovation loans for quick fixes that cannot wait. Unfortunately, we do not offer debt consolidation loans, but our offerings are designed to help you tackle urgent expenses effectively.
Don’t let bad credit hold you back from getting the financial help you need. Fundo’s straightforward criteria make it easy to see if you qualify for a loan:
Once you confirm you meet these criteria, simply fill out our online application with your personal and loan details. Curious about how your chances of approval stack up? Check your Fundo Score to understand your situation better.
People searching for a “cash loan for bad credit” have found success with Fundo, and so can you! We believe in rewarding good financial behaviour and are here to support you in your borrowing journey. Our existing customers can reapply quickly, with just three clicks. No more stress over searching for '$1000 loans' or 'fast approval loans'; your solution is just around the corner. Apply for a Fundo cash loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
