Need Instant Cash
Same day funds up to $5,000
Same day funds up to $5,000
Struggling to find a quick solution when you need instant cash? You're not alone—conventional lending processes can be a headache, especially if your credit isn't perfect. Luckily, Fundo is here to change the game. Our approach focuses on understanding your unique situation, making short-term loans more accessible to Australians in need.
At Fundo, we believe in making the borrowing process straightforward and user-friendly. Here’s how we stand out:
Need cash for unexpected expenses? Fundo can help! Our emergency loans are specifically designed to cover urgent one-off expenses without the lengthy waiting periods. No more searching for terms like 'urgent personal loans'—Fundo has you covered!
Wondering if you qualify? At Fundo, our criteria are straightforward:
Once you confirm you meet these conditions, just fill out our application form with your details and the loan amount you prefer. If submitted during business hours, you could receive same-day approval and get your funds quickly!
Stay on top of your finances with our intuitive self-service dashboard, allowing you to monitor your loans, applications, and gain access to free financial wellness tips. Plus, check your chances of approval through the Fundo Score. This tool not only helps you improve approval odds through positive behaviour but also rewards you for being a responsible borrower.
Why continue searching for traditional lenders or using phrases like I Need Money Now Australia? With Fundo, everything you need is at your fingertips. Apply for a Fundo loan today and experience the ease of accessing the cash you need instantly!
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.