Need Online Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for a quick and simple way to get the funds you need? If you find yourself thinking, "I need an online loan," you've come to the right place! At Fundo, we understand that life can throw unexpected expenses your way, and getting the cash you need shouldn’t be a hassle, especially if your credit isn’t perfect. We aim to make the process straightforward, allowing you to focus on what really matters.
Whether it’s for a medical emergency, a car repair, or other one-off expenses, Fundo is here to help. Our focus is on giving you easy access to short-term loans without the stress of lengthy approval processes. Unlike some lenders, we believe in providing options to those who may not have the best credit history.
When you're exploring options for “need online loan,” it’s essential to find a lender that works with you. At Fundo, our small loans offer amounts up to $2,000 and require no interest, while our medium loans can help you cover expenses up to $5,000 (with interest applicable based on loan size). Whichever option you choose, we have flexible terms to suit your needs.
Getting started with Fundo is simple! You just need to meet a few basic requirements:
If you feel you meet these criteria, just provide your details, preferred loan amount, and contact information. If you apply during business hours, you could see funds in your account within 60 seconds from contract acceptance!
Forget scrolling endlessly looking for ‘quick online cash loans’ or ‘same-day loans with no paperwork’. At Fundo, we offer an easy dashboard where you can track your repayments, view your loan schedule, and get personalised financial wellness advice. Plus, our Fundo Score lets you check how you can enhance your chances of approval for future loans.
Ready to take the next step? Stop searching for “need online loan” and start your application with Fundo today! Experience the ease of getting the cash you need when you need it.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
