Next Day Loan

Experience the Ease of Next Day Loans with Fundo

We understand how challenging it can be to secure loans, especially when you're in need of funds urgently. If you're seeking a next day loan, you want a quick and hassle-free solution without the headache of lengthy processes or complicated terms. At Fundo, we aim to make this as simple as possible. Our friendly and straightforward approach makes it easier for you to access the funds you need.

Why Choose Fundo for Your Next Day Loan?

🚀 Fast Approvals: Get your application reviewed quickly and see funds hit your account within 60 seconds from contract acceptance.
💡 Easy Application Process: Apply online anytime with a simple form that doesn’t overwhelm you with jargon.
👥 We Consider Your Situation: While we do consider your credit history, we also look at your overall financial picture to assess your borrowing capacity.
💰 Flexible Repayment Options: Choose a repayment schedule that suits you best, whether you prefer to pay weekly, fortnightly, or monthly.
📅 Short Loan Terms: Enjoy the flexibility of loan periods up to 180 days for your convenience.

Your Financial Needs Matter

Whether you're covering unexpected expenses or planning for that upcoming special event, our next day loans can help bridge the gap. Unlike traditional options, we offer loans that cater to your unique circumstances, so you can access cash without unnecessary stress. With Fundo, you can easily manage your finances and focus on what truly matters.

Using Your Next Day Loan Wisely

At Fundo, we believe in supporting responsible borrowing. While you can use your loan for various short-term needs, we advise keeping it for one-off expenses like:

🏡 Emergencies, such as urgent home or vehicle repairs
🎉 Event expenses, like last-minute celebrations
🛠️ Home improvement projects that require immediate funding

It's essential to demonstrate that you can manage your repayments effectively—after all, financial well-being is a priority!

Eligibility Simplified

To apply for a Fundo loan, you must:

✅ Be over 18 years of age
✅ Currently live in Australia
✅ Have a verified income of at least $1,000 per fortnight, including government benefits
✅ Show that taking on this loan won’t put you under financial strain

Boost Your Chances with the Fundo Score

Get excited about our Fundo Score, your ticket to a smooth borrowing experience. With our unique scoring system, you can enhance your opportunities for approval based on positive financial behaviours. Pay your loans early or on time, leave feedback, and refer friends to earn points!

Ready to Get Started?

If you're ready for a quick resolution and a reliable next day loan, click Apply Now on our homepage. Complete the simple online form and discover the ease of borrowing with Fundo. Say goodbye to endless searching—no need to look for next day loans elsewhere. Get started today, and let us help you navigate your temporary financial needs!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.