Next Payday Loan
Same day funds up to $5,000
Same day funds up to $5,000
Searching for your next payday loan? Payday loans provide a fast and simple solution to help you cover unexpected expenses or bridge the gap until your next paycheck. Whether it’s an urgent bill, medical cost, or a financial emergency, having quick access to cash can make all the difference. Fundo offers small loans starting from $500, with a fast and easy online application process that ensures you can get the funds you need before your next payday.
At Fundo, we understand the urgency of payday loans, and our system is designed to provide fast approval. Once your application is submitted, it’s reviewed quickly, with same-day approval often available. After approval, funds are typically transferred to your account within hours, giving you immediate access to the financial support you need.
Fundo’s payday loans are not only fast but also come with flexible repayment options to ensure you can manage the loan comfortably on your terms. Whether you need the loan for a short-term financial gap or an unexpected cost, Fundo’s payday loans provide quick, reliable relief.
How fast can I get approved for a payday loan with Fundo?
Fundo’s online application process is fast, and same-day approval is often available. Once approved, funds are typically transferred to your account within hours.
What can I use a payday loan from Fundo for?
You can use a payday loan to cover various short-term financial needs, such as bills, emergencies, or personal costs.
How flexible are Fundo’s repayment options for payday loans?
Fundo offers flexible repayment plans that are customised to your financial situation, making loan repayment easy.
Do I need perfect credit to apply for a payday loan at Fundo?
No, Fundo doesn’t require perfect credit. We assess your current financial situation and your ability to repay the loan.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
