No Bank Account Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, opting for no bank account loans may be a pragmatic solution. Unfortunately, finding lenders that cater to this need can sometimes feel overwhelming. At Fundo, we’ve simplified the lending process to offer short-term loans that are accessible to a broader range of borrowers, including those who might think they don't qualify for traditional loans. If you've been searching around for cash loan options and stumbled upon us, you're in the right place. We pride ourselves on being straightforward—no hidden fees, no unnecessary paperwork. Plus, with our clear and concise terms, you won’t need a law degree to understand your loan agreement. Thanks to our simple online application process, getting a short-term loan is quick, easy, and hassle-free. As a people-focused direct lender, we prioritise your needs. Why go anywhere else when you can rely on us?
At Fundo, we provide a variety of loan products designed to suit your needs. For those intending to tackle a pressing repair, our home renovation loans make it easy to upgrade your property. For urgent situations, our emergency loans are specifically designed to provide quick access to cash. Here’s what makes us stand out:
If you’re still unconvinced that Fundo is the best option for 24 hr cash loans or student loans, consider this: our application criteria are designed with you in mind. Simply be over 18 years old, currently residing in Australia, and earning a verified income of at least $1,000 per fortnight (this can include government benefits). Show us you can comfortably manage repayments, and you’re good to go! If eligible, fill out our application form, and during business hours, you could receive approval and cash the very same day. If you’re a returning borrower, you can complete the process in just three clicks.
Are you still searching for options like short-term loans or loans around $2,000? Unlike many lenders, we offer the Fundo Score, an innovative way to enhance your approval prospects and gain valuable discounts for responsible borrowing. You can boost your Fundo Score by promptly repaying loans, referring friends, and providing reviews. By borrowing wisely and enhancing your score, you may discover even more benefits! Let’s get started—apply for a Fundo loan today, and see how easy it can be to manage your finances!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
