Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
This depends on the lender, but let’s break down the general process before diving into how Fundo streamlines it.

For typical small bank loans, you usually start by filling out lengthy paperwork. You may also be required to submit multiple requirements. After submission, you may need to wait several days or longer to get a response.

Now, if you’re searching for terms like ‘now loans cash’ online, you’ll find that Fundo does things differently. We have an online loan application that’s not only straightforward but also quick. You just fill in your details on our short online application, provide proof of identification, and that’s it!

Our friendly team members will assess your application promptly. We’re not about endless waiting games – if you submit during business hours, we’ll process your application on the same day. If approved, chances are you’ll also receive the funds within the day.

And if you’re interested in terms like ‘now loans cash’ and want to take advantage of Fundo loans, remember that our business hours are Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time.

Our user-friendly system is a breeze to navigate. Just head to our homepage and decide on the amount you want to borrow when completing our short online application.

Once you submit your application for our fast small loans or medium quick loans, our dedicated team assesses it, considering various factors to ensure the loan amount is suitable for you. Our primary goal is not to burden you with an unrealistic repayment schedule but rather to provide financial support that is manageable and sustainable. 

At Fundo, we’re not just here when you’re interested in terms like ‘now loans cash’. We’ll also support you through unexpected financial changes and challenges.

First and foremost, open communication is crucial. Reach out to us and provide a two-day notice of any changes to your repayment schedule.

We have friendly consultants who are eager to discuss alternative options tailored to your situation. In the spirit of our ‘loan money fast’ principle, we strive to find quick, effective solutions. 

We also encourage you to review our eligibility criteria to better understand our commitment to responsible lending. To be eligible for a Fundo loan, you must:

Remember, Fundo is not just a lender offering small and medium loans. We’re your companion in navigating through financial uncertainties.

If you’re considering terms like ‘now loans cash’, you might be wondering how this could affect your credit score. When you apply for a short term cash loan, whether your application is reported to credit reporting agencies will depend on the lender, which could impact your credit score.

At Fundo, we understand that life happens, and a credit score doesn’t always reflect your current ability to meet repayments. Although we may conduct credit checks before approving an application, we don’t merely rely on them but consider a range of factors to ensure a full understanding of a borrower’s current financial situation.

We even developed our unique Fundo Credit Score for those interested in ‘now loans cash’ and other types of credit. This score, separate from those given by credit reporting agencies, reflects your repayment history with us, along with other factors. A higher Fundo Credit Score increases your chances of loan approval.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.