On The Spot Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need quick cash for those unexpected expenses like car repairs or home improvements? Securing a small loan shouldn’t be a hassle, and at Fundo, we’re here to make the process as straightforward as possible. Traditional lenders often come with lengthy paperwork and cumbersome processes, but with our on the spot loan option, you can say goodbye to those burdens!
When looking for financial assistance, you might find yourself searching for terms like ‘on the spot loan’ or ‘Loans Asap Today’. Well, your search ends here! At Fundo, we know that time matters when it comes to obtaining funds, so we strive to provide fast and efficient service. With our short-term loans, you can get a decision within just a few days instead of being left in limbo for weeks.
Fundo’s suite of loans is designed with your needs in mind. Whether you need to tackle urgent expenses, our emergency loans can provide immediate support. Want to renovate your home? Our loan options can assist with that too, providing you with the cash you need to improve your property.
When opting for an on the spot loan with Fundo, we do maintain specific eligibility criteria to ensure responsible lending:
If you're ready to take the leap towards securing an on the spot loan, simply fill out our application. Submitting during business hours will significantly increase the chances of same-day approval. And with Fundo, returning customers can access their loans in just a few clicks!
Don’t waste any more time searching for alternatives like fast money loans or online payday loans. Our Fundo Score ensures that you get better chances of approval based on your credit behaviour. Plus, you can enjoy discounts and perks as your score increases through responsible borrowing and timely repayments. Stick with us and experience the Fundo difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
