Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Searching for on the spot small loans? You've come to the right place! At Fundo, we know that securing a loan, especially when your credit isn't pristine, can feel daunting. Our goal is to make accessing emergency funds as straightforward as possible, without the hassle of complicated procedures. Whether you’re facing an unexpected expense or need quick cash, Fundo is here to help!
Fundo stands out in the lending landscape by offering you streamlined processes for obtaining small loans. Here’s what makes us your ideal partner:
Worried about meeting strict eligibility criteria? With Fundo, you’ll find our requirements are tailored for your convenience:
We believe that everyone deserves access to small funds, even if they might not meet traditional lending standards. That’s why we take a holistic view of your financial picture!
With Fundo, there’s no need to worry about hidden penalties or unnecessary fees. Repay your loan ahead of schedule, and you’ll save on your monthly account fees as well! Our terms are straightforward: you have up to 180 days for a MACC loan to pay back your balance in full.
Whether you require funds for one-off expenses or urgent needs, our small quick loans give you the financial freedom you deserve!
Taking control of your financial present can impact your future opportunities! By ensuring loans with Fundo are repaid on time, you can enhance your Fundo Customer Score, making it even easier to secure funds with us in the future. The better your financial habits, the greater your lending potential!
No more searching for 'online cash finance' or 'same day loans'. Trust Fundo for your on the spot small loans needs. Our mission is to help you access cash quickly and responsibly. Get started with your application today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.