Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Struggling to find a loan due to bad credit can be incredibly frustrating, especially when you need a solution fast. If you’ve been navigating the complexities of obtaining an online cash advance in Australia, you’re not alone. At Fundo, we believe that everyone should have the opportunity to secure the cash they need—regardless of their credit history. We focus on making short-term loans accessible through our tailored approach to every application. Here’s how we do it:
If you’ve been on the hunt for an online cash advance in Australia, look no further! At Fundo, we understand the urgency that comes with unexpected expenses. Our range of services includes emergency loans and more, helping you manage urgent costs with ease. You can rest assured knowing that we are committed to providing a seamless borrowing experience. Why continue to search elsewhere?
At Fundo, we make it easy for you to apply for the ideal loan. Our platform is designed to cater to various financial needs, offering assistance with sudden expenses without added stress. Our goal is to empower you with the financial support you need, when you need it, as quickly as possible. Once you are approved, managing your loan is a breeze through your personal dashboard.
Are you familiar with the Fundo Customer Score? It’s crucial for your borrowing journey! The Fundo Customer Score is influenced by your borrowing history with us and can be improved through positive actions, including timely payments and valuable feedback. A higher Fundo Customer Score can unlock even more benefits for you. Start your journey to a better Fundo Customer Score by applying today!
To be eligible for a loan with Fundo, all you need is to be over 18 years of age, currently living in Australia, earning at least $1,000 every fortnight (including any government benefits), and prepared to manage repayments without placing yourself in a tougher financial situation.
With our quick application process and potential same-day fund release upon approval, there's no point in searching for any preconceptions about online cash advances in Australia. If you complete your application within business hours, you could receive a decision on the same day, making for a swift resolution to your financial needs. If you’re a returning customer, applying is even easier—complete your application in just three clicks!
So if you’re ready to take the leap and secure an online cash advance in Australia, your best choice is Fundo. Get started now and apply!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.