Online Cash Advance Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re seeking an online cash advance with bad credit, securing a loan through traditional lenders can be difficult. At Fundo, we believe that bad credit shouldn’t stop you from getting the financial support you need. That’s why we offer small loans starting from $500, with a fast online application process that helps you access funds quickly, even if your credit score isn’t perfect.
Thousands of Australians have already turned to Fundo for fast, reliable financial solutions when they need them most. While we may conduct a credit check as part of our responsible lending practices, we focus more on your current financial situation and your ability to repay the loan. This allows us to provide financial support to those who may not qualify for loans through traditional avenues.
Our flexible repayment options make it easier for you to manage your loan in a way that suits your financial circumstances. Whether you prefer a shorter repayment period or need more time to repay, Fundo’s loans are designed to give you the flexibility you need while helping you get the cash you need without unnecessary delays.
Can I get approved for an online cash advance with bad credit at Fundo?
Yes, Fundo focuses on your current financial situation rather than just your credit score. While we may conduct a credit check, we consider your ability to repay the loan based on your current circumstances, making it easier for those with bad credit to get approved.
How fast can I get approved for an online cash advance with bad credit?
Fundo’s online application process is quick and easy. Once your application is submitted, it’s reviewed promptly, and approval is often granted the same day. After approval, funds are typically transferred to your account within hours, depending on your bank’s processing times.
What can I use an online cash advance from Fundo for?
Fundo’s small loans can be used to cover a variety of short-term financial needs, such as emergency expenses, personal bills, or other unexpected costs. Our loans provide fast access to cash when you need it most.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to fit your financial situation. Whether you need more time to repay or prefer a shorter term, Fundo ensures that managing your loan is easy and stress-free.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
