Online Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding yourself in need of a loan with bad credit can feel overwhelming, especially when conventional lenders seem unapproachable. At Fundo, we understand that circumstances change and that past credit challenges shouldn't stand in your way of accessing financial support. Our mission is to make short-term loans accessible to all Australians, including those seeking online loan options with bad credit. We embrace a unique approach that takes into account your individual circumstances rather than just your Fundo Score.
Why choose Fundo for your online loan needs? Here are just a few reasons:
While searching for 'online loan bad credit', you may have come across various options and lenders. It's essential to find the right fit for your specific needs. That's where Fundo comes in! We offer a variety of loans, including emergency loans and home renovation loans. Rest assured, our straightforward approach ensures you're paired with a loan that suits your unique financial situation.
Getting started with a Fundo loan is smooth and hassle-free. To be eligible, you simply need to:
Even if your credit score isn't perfect, we believe that everyone deserves a chance for financial support.
Ready to apply? Click on 'Apply Now' on our homepage. Fill out a simple online application with your desired loan amount and personal details. Returning customers can speed through the process in just three clicks! You may receive approval notification within hours, placing you just a step away from that much-needed cash boost. Forget about scouring the web for 'online loan' solutions. Fundo is here to provide what you need, precisely when you need it!
Don't let bad credit hold you back. Explore your options with Fundo today and see how simple it can be to access funds.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
