Online Loans For People With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Experiencing financial hiccups with bad credit can be frustrating, especially when you need online loans for people with bad credit. You might have faced obstacles with traditional lending processes or even been denied a loan based solely on your credit score. At Fundo, we believe that everyone deserves a chance, and that's why we make short-term loans more accessible for all Australians. Our approach personalises each application, taking your individual circumstances into account.
As an Australian-owned lender, we aim to provide friendly and flexible repayment options tailored to your needs. With Fundo, applying for a small loan has never been easier:
Whether you need cash for urgent bills or unexpected emergencies, Fundo is here to help. Why spin your wheels with slower lenders when you can get the support you need swiftly? Our application procedure is designed to make the process as effortless and stress-free as possible.
With Fundo, you have the opportunity to secure a small loan with manageable repayment terms that work for you. Our loans can be used for various purposes, including:
While we understand the desire for a loan without credit checks, please note that a credit assessment might be part of our application process to determine your eligibility and provide you with the best outcome for your loan. We are committed to rewarding responsible financial behaviour, so paying off your loan ahead of schedule could lead to better terms in the future.
Have you heard about the Fundo Score? This score reflects your borrowing relationship with us, and it can improve through timely repayments and positive engagement. A higher Fundo Score translates into better opportunities for future loans.
To qualify for a loan with Fundo, you need to:
Don’t let uncertainty hold you back. Start by filling out our easy-to-use application form on our website, which has everything you need to take that first step toward financial relief. If previous searches have led you astray, stop here—your search for reliable and fast online loans for people with bad credit ends with Fundo. Submit your application today and see how quickly we can help meet your needs!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
