Online Payday Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
We all face unexpected expenses, and loans can be a lifesaver when those surprises arise. Whether it's the cost of an emergency plumber or an urgent purchase, looking for online payday loans in Australia can feel overwhelming, especially when your search may not yield the desired results. That's where Fundo steps in as a reliable choice for borrowers seeking quick financial solutions. We're proud to be a private, Australian-owned lender, offering effortless access to short-term loans tailored for a wide range of needs.
Our simple and straightforward terms ensure you're never left confused by complex legal jargon. At Fundo, we aim to make applying for a short-term loan as easy as possible, allowing you to focus on what really matters—getting the funds you need swiftly and efficiently.
Say goodbye to endless searching for online payday loans in Australia. With Fundo, we offer various repayment options to cater to your specific situation. Choose to pay off your loan in up to 180 days with the option to settle early and avoid extra monthly fees. Whether you require a quick solution for an emergency or want to tackle a home improvement project, we have something for everyone:
Please note, our loan offerings strictly align with responsible lending practices. We do not offer debt consolidation loans or loans that pay off existing debts—your loan should enhance your financial stability.
If getting a fast and easy loan is what you’re after, understanding your Fundo Score is essential. Every borrower has a unique Fundo Score that can improve through positive financial behaviours—like making timely payments and inviting friends to join us. This score helps us tailor better loan offers and a smoother application process.
To qualify for a loan with Fundo, simply meet these criteria:
If your loan application arrives during business hours, we aim to review, approve, and transfer funds all on the same day! Plus, for our returning customers, we’ve streamlined the process to make it even easier—just three clicks and you’re done!
So, if you’ve been searching for effective online payday loans in Australia, there’s no need to look any further. Fundo has got you covered. Ready to get started? Apply for your short-term loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
