Online Personal Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, Australians often find themselves searching for reliable and quick solutions. While many consider traditional banks or standard lenders, navigating their rigid requirements and lengthy application processes can be frustrating. If you're exploring options for online personal loans Australia, look no further than Fundo! We're here to provide fast and convenient short-term loans that are accessible anytime, anywhere across Australia.
At Fundo, we offer a variety of loan products tailored to meet your needs. Should your finances require it, you can explore options like our home renovation loans for property improvements or our emergency loans for urgent, one-off expenses. By choosing Fundo, you’re opting for a lender that supports responsible borrowing, allowing you to pay off your loan early without penalties and lower your fees if you do so.
It's common to feel overwhelmed by the strict criteria posed by traditional lenders when you search for online personal loans Australia. Fortunately, Fundo has simplified this! To be eligible for a loan, you just need to:
With these minimal requirements, you have a better chance of securing a loan with Fundo compared to conventional options. Getting started is easy; simply fill in our online application form with your personal and financial details, including the amount you wish to borrow and the associated repayment terms.
Did you know you can improve your chances of loan approval with Fundo in the future? By consistently demonstrating responsible borrowing habits—like on-time repayments and referring friends—you can enhance your Fundo Score, making it simpler to access the funding you need down the line.
So before you continue your search for online personal loans Australia, consider what Fundo has to offer. Ready to take the next step? Apply for a loan with Fundo today and experience our friendly, efficient service!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
