Pay Apps Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Whether it’s an unexpected medical bill or your car needing urgent repairs, we’ve all faced those surprise expenses. Or perhaps you’re thinking about sprucing up your home with a fresh look? Whatever your needs, there are countless reasons to consider getting a loan. Unfortunately, traditional lenders often come with stringent requirements and overwhelming paperwork, which is why many Australians are turning to alternative financing solutions like Pay Apps Australia.
With Fundo, you can effortlessly access short-term loans without the long wait and complexity. Our technology-driven approach simplifies the loan process for you, ensuring that you can secure the funds you need without the burden of drawn-out application procedures. We strive to expand our loan accessibility even for those with a less-than-perfect credit history. So, why spend hours online searching when you can get a quick response directly with us?
Understanding your financing options is key, and that’s why many people are exploring Pay Apps Australia. At Fundo, we’re committed to helping you get the best offers tailored to your needs. From covering emergency expenses to making home enhancements, our emergency loans and home renovation loans are designed for versatility and ease!
We maintain a straightforward eligibility process: you should be at least 18 years of age and currently reside in Australia, earning a minimum income of $1,000 per fortnight (including government benefits). Plus, you’ll need to demonstrate your ability to meet loan repayments comfortably. Applying for your loan is a breeze—just fill out our application form and choose your desired loan amount!
If you submit your loan application during business hours, you could receive feedback swiftly—often on the same day! If you're returning to borrow, our returning customers can simplify the process even more with just three clicks. Isn’t that fantastic?
At Fundo, we reward responsible financial behaviours. Your Fundo Score can play a pivotal role in your approval chances, so take steps like making timely payments or showing good borrowing habits to improve it! Say goodbye to worries about bad credit short-term loans, and say hello to convenience with Fundo!
So, why wait any longer? Start your journey towards financial flexibility—apply today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
