Pay Day Cash Loans
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, many people find themselves in need of short-term financial assistance. That’s where pay day cash loans come into play, providing a quick solution for those pressing needs. Traditional lenders, such as banks or credit unions, often struggle to provide rapid funds. This is why many Australians turn to alternative lenders like Fundo. We specialize in offering short-term loans that can be accessed swiftly and conveniently, perfect for covering those urgent costs.
At Fundo, we understand that life can throw curveballs your way. That's why we're committed to making your borrowing experience simple, fast, and transparent. Here’s what sets us apart:
With Fundo, the possibilities are endless! Whether you're dealing with everyday expenses or unexpected financial pressures, our loans can be tailored to suit your needs, such as:
Applying for a pay day cash loan with Fundo is straightforward. To get the ball rolling, just ensure you meet our simple eligibility criteria:
1. You must be at least 18 years of age
2. Currently residing in Australia
3. Earning a verified income of at least $1,000 per fortnight (this includes government benefits)
4. Demonstrating the ability to make repayments without causing undue financial stress.
Once you’ve confirmed you meet these requirements, visit our website, fill out our application form, and provide your contact details and the amount you wish to borrow. You’ll receive an outcome in a timely manner, often within the same business day.
Another benefit of borrowing with Fundo is our innovative Fundo Score. This feature helps you gauge your loan eligibility and potential approval time. Maintaining a positive Fundo Score is easy—simply repay your loans on time and refer us to your friends! This not only shows you're a responsible borrower but can also unlock better borrowing options in the future.
Stop searching the web for pay day cash loans that might not suit your needs. With Fundo, you have a reliable partner ready to assist you when it matters most. Apply today and experience how easy borrowing can be!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.