Pay Day Loan Interest Rates
Same day funds up to $5,000
Same day funds up to $5,000
Loans can often feel like an uphill battle, especially when you're in need of immediate cash and your credit score isn't perfect. Searching for information on "pay day loan interest rates" can lead you down a rabbit hole of complicated terms and endless red tape. But with Fundo, you can quit the search and find exactly what you need! Our focus is on providing short-term loans with transparency and ease, ensuring you're not lost in jargon. Whether you're looking for a small or medium loan, our aim is to make your application process as simple as possible.
At Fundo, we value your time as much as we value your financial wellness. That's why we've streamlined our process so you won't be left waiting days for an outcome. When you look into pay day cash options, we encourage you to explore our funding solutions that are fast and straightforward. With a maximum loan period of up to 180 days for our MACC loans, you can choose a payment schedule that aligns with your financial situation.
We make it our mission to keep you informed and supported. Here's how we set ourselves apart from others you might be considering:
It's important to understand that while we consider various factors, our eligibility criteria must be met. To apply, you must:
Once you know you meet these criteria, itβs just a matter of filling out our application form with your details. If submitted during business hours, you might even receive same-day approval! Returning customers enjoy an even simpler application process.
Fundo is here to help you take control of your financial needs. Whether you're exploring "pay day loan interest rates," looking for a quick cash injection, or simply wanting to understand your options better, weβre your trusted partner in short-term financing.
Don't let the search for cash be a hassle any longer. Apply for a Fundo loan today and experience the difference we bring to the borrowing process!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.