Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
If you’re looking to take on a pay day loan now, the maximum amount you can borrow largely depends on the lending institution. Payday loans generally offer relatively small amounts due to their short-term nature and typically come with higher interest rates and fees. Now, what if you need a bigger loan amount or more flexible repayment terms?

When you think you could use a personal loan, consider Fundo. We’ve designed a variety of small to medium loan types to cater to your unique circumstances. Whether it’s a teeny loan amount to tide you over until your next payday or an emergency loan for unexpected events, you can find a loan here to help with your needs.

Our application process is straightforward, and we strive to deliver speedy approvals. We’re also proud that our loans aren’t merely about meeting immediate financial needs. We also offer specialised loans for educational expenses, furniture purchases, and even home renovations. 

When you apply for a payday loan now, how quickly you can access the funds is subject to the lender’s process. Most online payday loan providers aim to process and deliver funds on the same day. However, each lender operates differently, and the time it takes may vary due to external factors. 

That’s where Fundo comes in. As an alternative lending solution for payday loans online, we’re motivated by a deep understanding of the urgency you face. We process applications the same day during our business hours, which are Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time. Our goal is to transfer funds on the same day your loan is approved.

In addition to our responsive service during business hours, Fundo applications are available online 24/7. So, it doesn’t matter what time of day you look up terms like ‘quick loans’ or ‘payday loan now’ on the internet. With Fundo, you can confidently apply for a quick cash loan anytime, knowing that the process is simple, streamlined, and customer-centric.

Let’s say you’re self-employed and want to apply for a payday loan now. Most payday loan providers only offer loans to those who are employed. You can still find lenders that may offer you a payday loan, but you might need to provide them with additional paperwork. 

For example, some may ask you to provide three months’ worth of bank statements to illustrate regular income. That’s on top of showing evidence that your expenses aren’t excessively high compared to how much you earn.

If this seems to be too much of a hassle for you, why not change your search query from ‘payday loan now’ to ‘Fundo loans for self-employed’ instead?

We accommodate various financial situations, including those of self-employed individuals. Our primary focus is on your capacity to manage the loan responsibly. Our requirements for a Fundo loan are simple and straightforward, requiring you to:

Fundo embraces a no-fuss approach, particularly if you’re seeking to borrow money quick and are in need of fast cash. We’re not just a lending institution. We’re a partner that understands your unique financial situation. 

Looking to get a payday loan now, even while having an existing loan, depends on the lending institution. Some lenders might permit it, while others, for the sake of responsible lending, might not. Keep in mind that having multiple loans can impact your ability to meet repayment obligations.

Instead of looking for payday loans, consider our personal loans at Fundo. We put your financial well-being at the forefront, and while you might be keen on a loan, we ensure you’re not overwhelmed by multiple repayments before approval. Fundo’s policy does not permit more than one loan at a time, reflecting our commitment to responsible lending. You’re most welcome to apply for a new short-term cash loan once your current obligations have been settled in full. 

Our aim is to facilitate a stress-free borrowing experience while promoting responsible financial behaviour. Our commitment to you goes beyond offering quick online loans, and we’re here to help you navigate your financial journey responsibly. Get the funding you need from Fundo Loans!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.