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Pay Day Loan Now

Same day funds up to $5,000¹

I want to borrow ($500 - $5,000)

Select loan amount from range

Apply Now

Safe and Secure. Apply in minutes²

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4.7/5

5,000+

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Pay Day Loan Now

Need a payday loan now? Fundo provides small loans starting from $500, with a fast online application process that ensures quick approval. Whether you’re facing an urgent expense or a personal financial need, Fundo’s payday loans offer fast access to cash. With flexible repayment options, Fundo ensures you can manage your financial situation without unnecessary stress, giving you the financial support you need when it matters most.

FAQs

How quickly can I receive the funds from a payday loan?

Fundo’s payday loans are designed to provide fast access to cash when you need it most. Once you complete the online application, your loan will be reviewed promptly. If approved, the funds will be transferred to your account in as little as 60 seconds from accepting your loan agreement and if your bank supports PayID. This means that whether you’re dealing with an unexpected bill, a medical emergency, or any other urgent expense, Fundo can help you get the money you need quickly.

What can I use a payday loan for?

Fundo’s payday loans can be used for a variety of short-term financial needs. Whether it’s an emergency medical bill, car repairs, or covering essential utilities, our small loans offer the flexibility you need to cover immediate expenses. With Fundo’s quick approval process, you can have peace of mind knowing that your urgent financial needs are taken care of without the stress of waiting days for approval.

Will Fundo check my credit?

Yes, Fundo may conduct a lorem ipsum, but we use an internal scoring system to assess your financial health.

How flexible are the repayment options?

Fundo offers flexible repayment terms, ensuring that you can repay your loan comfortably without putting additional strain on your finances.

Is the payday loan application process available 24/7?

Yes, Fundo’s online application process is available 24/7, meaning you can apply anytime and get the funds you need quickly.

Apply in minutes

Complete
your application
in minutes²

Loan decisions
made fast, as quick
as the day you apply

Funds in as little as 60
secs from contract
acceptance³

Over $400 million
in loans already
funded

Apply Now

Safe and Secure. Apply in minutes

See what our customers say

Kim S

Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.

Ellie P

Very easy to apply and money was transferred within the hour.

Rachel C

Their website is very user friendly, application process is straightforward and re-apply is very quick.

Robert D

Application took 5 minutes max. Being a repeat customer makes it super simple.

Chloe Grice

Easiest, cleanest, simplest app or platform I’ve found.

Terrie Coggins

Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful

Apply Now

Safe and Secure. Apply in minutes

Fundo loan example⁴

Borrow between
$500 to $5,000

Flexible
payment terms

Funds in as little as 60 secs from contract acceptance

Small loan

Loan amount from $500 to $2,000
Minimum 4 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee. Fees are based on loan principal advanced.

Example

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee
(over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66% p.a.)⁵

Example

RepaymentsFortnightly

Term6 months

Loan Amount$2,500

Establishment fee$400

Total interest
(over 6 months)$389

Total repayable$3,289

Fortnightly repayment$253.09

Apply Now

Safe and Secure. Apply in minutes

Important Information

¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.

²Typical application time may vary depending on your device, information on hand and typing speed.

³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.

⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.

⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank logos and trade marks are property of their respective owners and are used for identification purposes only.

The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.