Pay Day Loan Now
Same day funds up to $5,000
Same day funds up to $5,000
Need a payday loan now? Fundo provides small loans starting from $500, with a fast online application process that ensures quick approval. Whether you’re facing an urgent expense or a personal financial need, Fundo’s payday loans offer fast access to cash. With flexible repayment options, Fundo ensures you can manage your financial situation without unnecessary stress, giving you the financial support you need when it matters most.
How quickly can I receive the funds from a payday loan?
Fundo’s payday loans are designed to provide fast access to cash when you need it most. Once you complete the online application, your loan will be reviewed promptly. If approved, the funds will be transferred to your account in as little as 60 seconds from accepting your loan agreement and if your bank supports PayID. This means that whether you’re dealing with an unexpected bill, a medical emergency, or any other urgent expense, Fundo can help you get the money you need quickly.
What can I use a payday loan for?
Fundo’s payday loans can be used for a variety of short-term financial needs. Whether it’s an emergency medical bill, car repairs, or covering essential utilities, our small loans offer the flexibility you need to cover immediate expenses. With Fundo’s quick approval process, you can have peace of mind knowing that your urgent financial needs are taken care of without the stress of waiting days for approval.
Will Fundo check my credit?
Yes, Fundo may conduct a credit check, but we use an internal scoring system to assess your financial health.
How flexible are the repayment options?
Fundo offers flexible repayment terms, ensuring that you can repay your loan comfortably without putting additional strain on your finances.
Is the payday loan application process available 24/7?
Yes, Fundo’s online application process is available 24/7, meaning you can apply anytime and get the funds you need quickly.
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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.