Pay Day Loans Same Day
Same day funds up to $5,000
Same day funds up to $5,000
Looking for same-day payday loans? Fundo provides small loans starting from $500, with a fast online application process that ensures you get approved and receive your funds on the same day. Whether it’s for an emergency or a short-term financial need, Fundo ensures quick access to payday loans without the hassle of traditional lenders. With our quick approval times, you can get the money you need without waiting days for processing.
How fast can I get approved for a same-day payday loan?
Fundo’s approval process is designed for speed. Once you submit your online application, our system reviews it promptly, and if approved, you’ll receive the funds within 60 seconds from accepting your loan agreement, provided your bank supports PayID. This means that if you’re dealing with an emergency or an unexpected bill, you can have access to the money you need on the same day. We make it our priority to ensure that you aren’t left waiting for days for funds to be available, so you can focus on handling your financial obligations quickly and efficiently.
What can I use a same-day payday loan for?
You can use a same-day payday loan for a variety of purposes, such as covering an unexpected medical bill, urgent car repairs, or a utility bill that needs to be paid immediately. Fundo’s loans are flexible, allowing you to use the funds where they’re needed most, without restrictions. Whether it’s a short-term gap in your income or an emergency expense, our small loans offer a quick and effective solution to manage your finances without added stress.
What are the repayment options for same-day loans?
Fundo offers flexible repayment plans, ensuring you can pay off your loan without financial strain.
How do I apply for a same-day loan?
Applying is easycomplete our online application, and you’ll receive a decision quickly.
Will Fundo check my credit for a payday loan?
Yes, Fundo may conduct a credit check, but we also use an internal system to assess your financial health, meaning those with less-than-perfect credit can still qualify for payday loans.
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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.