Pay Day Online Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses pop up, seeking a solution through pay day online loans can often be the quickest route to financial relief. Finding the right lender shouldn't add to your stress, and at Fundo, we're here to streamline that experience for you. If you've been on the hunt for pay day loans that cater to your needs, you've come to the right place! With Fundo, you can access short-term loans quickly and easily, tailored to fit your financial situation without the hassle of hidden fees or complex paperwork. Our straightforward application process is entirely online, helping you secure a loan with zero fuss.
Why wait around when cash could hit your account within 60 seconds of contract acceptance? At Fundo, we prioritise your experience, which is why we're proud to offer flexible repayment options tailored to your needs. Need to repay early? You can do that! Our repayment period allows you to choose what works best for you within up to 180 days for a MACC loan. We strive to make pay day online loans manageable and accessible for everyone. Here’s what you can expect with Fundo:
Our pay day online loans are versatile and can assist with various one-off expenses, from urgent repairs to surprise medical bills. While we've noted the benefits of our loans, we want to clarify what our lending limits are: we offer loans from $500 up to $5,000, whether you're considering a small or medium loan. Our focus isn't on consolidating existing debts, but rather on providing you with the funds to manage your immediate needs while keeping your finances on track.
If you're still uncertain about moving forward, let’s break it down. Fundo's eligibility criteria are designed to be accessible: You must be over 18 years of age and currently living in Australia, with a verified income of at least $1,000 per fortnight (this includes government benefits). Also, you need to prove that taking on a loan won't worsen your financial situation. If you check these boxes, it's time to finish that search for quick and easy loans! Just fill out our application with your details and desired loan amount, and hit submit.
Once you submit your application during business hours, we’ll work quickly to approve it, often releasing funds the same day! Plus, for our returning customers, reapplying takes just three clicks. Concerned about your likelihood of approval? Discover your chances with the Fundo Score. Engage in responsible borrowing, recommend us to friends, and provide feedback to boost your score as you borrow wisely. If you’re looking for i need money or something similar, remember—Fundo is here to make it easy for you. Explore the benefits of our pay day online loans today and take that first step toward financial flexibility!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
