Pay Now Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Looking for pay now loans to cover urgent financial needs? Whether it’s an unexpected bill or an emergency purchase, getting access to fast cash is essential. Fundo offers small loans starting from $500 with a quick and simple online application, allowing you to get the funds you need now, with flexible repayment options.
How do Pay Now loans work?
Pay Now loans are ideal for those who need quick financial assistance for urgent expenses, such as car repairs, medical bills, or covering an unexpected bill. Fundo offers small loans starting from $500, with a fast online application process that allows you to access the funds you need without lengthy delays. Our Pay Now loans are designed to provide short-term financial relief with flexible repayment options, so you can manage your finances with ease.
Once you submit your application, and if approved, you may receive the funds on the same day, depending on banking hours and processing times. Fundo’s Pay Now loans are transparent, and we assess your ability to repay the loan to ensure you can manage it responsibly without any hidden fees.
What are the eligibility requirements for Pay Now loans at Fundo?
To qualify for a Pay Now loan at Fundo, you must meet the following criteria:
These eligibility criteria ensure that Fundo’s loans are tailored to meet your financial needs while maintaining responsible lending practices.
FAQs
What makes Fundo’s Pay Now loans different from other fast loan providers?
At Fundo, we focus on providing quick loans with transparency and responsible lending. Unlike some other fast loan providers, we ensure that you won’t be financially worse off after taking out a loan. We assess your full financial situation to ensure that the loan is manageable.
Can I apply for a Pay Now loan if I receive government benefits?
Yes, government benefits such as Centrelink payments count towards your income, and you may be eligible for a loan as long as you meet the other criteria.
How much can I borrow with a Pay Now loan from Fundo?
You can borrow a minimum of $500 with Fundo, making it easier to cover short-term financial gaps.
Will applying for a Pay Now loan affect my credit score?
As part of the loan assessment process, Fundo may conduct a formal credit check. This ensures responsible lending and helps determine if the loan is suitable for you.
Can I use the loan for any purpose?
Yes, Fundo’s Pay Now loans can be used for various urgent financial needs, such as unexpected medical bills, car repairs, or any other short-term expenses.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
