Payday Advance Now
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, many Australians start searching for a payday advance now to bridge the financial gap. Unfortunately, traditional banks often come with strict eligibility criteria and drawn-out application processes that can leave you feeling frustrated. However, you can stop your search here — welcome to Fundo! We provide fast and convenient short-term loans that are readily accessible from anywhere in Australia. Our tech-driven approach ensures quick decisions, giving you a timely outcome even if you have less-than-perfect credit. With Fundo, accessing cash is a breeze, as our fully online application process operates 24/7. Apply whenever it suits you and skip the queues!
At Fundo, we understand that you don’t want to keep hunting for a payday advance now, so we simplify access to funding tailored to your needs. Whether it’s a small or medium loan, our terms are designed to be flexible. Choose a loan period of up to 180 days that suits your needs, and remember, with Fundo you have the freedom to repay early!
Curious about how Fundo can help you? If you’re keen on increasing your chances of approval, you’ll want to check out your Fundo Score. Build your score through responsible actions such as timely payments or referring friends. A higher Fundo Score could unlock better offers for you in the future.
Eligibility is straightforward. You simply need to meet these key criteria: be at least 18 years old, reside in Australia, demonstrate verified income of at least $1,000 per fortnight (including any government benefits), and show that you can comfortably repay the loan. Our process is designed to reward good financial behaviour; therefore, your initial application can be processed and potentially funded the same day, provided it meets our criteria.
If you're looking for a trustworthy lender and previously searched for phrases like Cash Loan Application or Personal Same Day Loans, your search ends with Fundo! Don't wait — start your application today for the cash you need now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
