Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, many Australians start searching for a payday advance now to bridge the financial gap. Unfortunately, traditional banks often come with strict eligibility criteria and drawn-out application processes that can leave you feeling frustrated. However, you can stop your search here — welcome to Fundo! We provide fast and convenient short-term loans that are readily accessible from anywhere in Australia. Our tech-driven approach ensures quick decisions, giving you a timely outcome even if you have less-than-perfect credit. With Fundo, accessing cash is a breeze, as our fully online application process operates 24/7. Apply whenever it suits you and skip the queues!
At Fundo, we understand that you don’t want to keep hunting for a payday advance now, so we simplify access to funding tailored to your needs. Whether it’s a small or medium loan, our terms are designed to be flexible. Choose a loan period of up to 180 days that suits your needs, and remember, with Fundo you have the freedom to repay early!
Curious about how Fundo can help you? If you’re keen on increasing your chances of approval, you’ll want to check out your Fundo Customer Score. Build your score through responsible actions such as timely payments or referring friends. A higher Fundo Customer Score could unlock better offers for you in the future.
Eligibility is straightforward. You simply need to meet these key criteria: be at least 18 years old, reside in Australia, demonstrate verified income of at least $1,000 per fortnight (including any government benefits), and show that you can comfortably repay the loan. Our process is designed to reward good financial behaviour; therefore, your initial application can be processed and potentially funded the same day, provided it meets our criteria.
If you're looking for a trustworthy lender and previously searched for phrases like Cash Loan Application or Personal Same Day Loans, your search ends with Fundo! Don't wait — start your application today for the cash you need now!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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