Payday Cash Loan
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can arise at any moment - a broken pipe or a flat tire, for example. In these situations, having quick access to funds becomes crucial. We understand that searching for a reliable lender can be frustrating, especially when you're looking for a payday cash loan. Fortunately, Fundo is here to help! As an Australian-owned and operated lender, we specialise in offering short-term loans that cater to your urgent financial needs.
At Fundo, we believe in making loans accessible and straightforward. Our unique approach means:
We know how important it is to have a responsible lender by your side, which makes Fundo a smart choice for a payday cash loan. Explore our emergency loans option if you need to address urgent one-off expenses. For other financial needs, our home renovation loans can assist with home improvements without the hassle.
At Fundo, we value good financial habits. That’s why we reward our clients! When you pay off your loan early, we may reduce or even eliminate your monthly fees—no penalties attached. With a maximum loan period of up to 180 days for a MACC loan, you can utilise our self-service dashboard to track your loan’s progress conveniently and receive ongoing financial wellness advice.
Curious about your Fundo Score? This important aspect of your borrowing journey can impact your chances of getting a loan. Enhance your Fundo Score by maintaining timely repayments and even referring friends! It's your step towards enjoying better loan conditions in the future.
To qualify for one of our convenient loans, you need to be:
If you’ve been tirelessly searching for payday cash loan options, look no further! Complete your loan application directly on our website, and make your financial worries a thing of the past. Returning clients can finish the application with just a few clicks. So, whether you are looking for quick financial help or interested in our services, apply with Fundo today and experience the supportive and efficient service we pride ourselves on!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.