Payday Loan App
Same day funds up to $5,000
Same day funds up to $5,000
Interested in using a payday loan app to access fast cash? While many people turn to payday loan apps for convenience, Fundo provides a mobile-friendly website that offers the same benefits without the need to download an app. With small loans starting from $500, Fundo’s quick and easy online application process allows you to apply for a loan on any device, anytime.
Once your application is submitted, it is reviewed promptly, and many applicants receive same-day approval. After approval, funds are typically transferred to your account within hours, ensuring you get the financial support you need without delay. Fundo also offers flexible repayment options, making it easy to manage your loan on terms that suit your financial situation.
By offering a fast, secure, and straightforward online experience, Fundo allows you to manage your loan entirely online, whether you’re on a computer or mobile device. With no hidden fees or unnecessary paperwork, you can apply quickly and access the funds you need with ease.
FAQs About Payday Loan App Alternatives
Can I apply for a payday loan without downloading an app?
Yes, Fundo’s mobile-friendly website offers the same convenience as a payday loan app, allowing you to apply for and manage your loan online.
How fast can I get approved for a payday loan through Fundo?
Fundo’s online application process ensures fast approval, often on the same day. Funds are transferred within hours of approval.
Do I need verifiable income to apply for a payday loan with Fundo?
Yes, Fundo requires verifiable income to ensure responsible lending and your ability to repay the loan.
How flexible are Fundo’s repayment options?
Fundo provides flexible repayment plans that make it easy to manage repayments based on your financial situation.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.