Payday Loan Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected bills your way, you might find yourself searching for solutions like "payday loan bad credit Australia." At Fundo, we know that traditional lending can be frustrating, and waiting weeks or even months for loan approval isn't ideal. That's why we're here! We believe that borrowing money for short-term needs should be straightforward and stress-free.
As an alternative lender, Fundo provides options for individuals across Australia to secure short-term loans quickly and easily, without the hassles of complex paperwork. You can complete our streamlined online application from the comfort of your home or workplace. Here’s how we make the process easy:
At Fundo, we aim to empower our customers with effective lending strategies tailored to their needs. Whether you're searching for a home renovation loan to spruce up your space or an emergency loan to cover life’s surprises, we’ve got you sorted. Rather than focusing on options like debt consolidation, we emphasize responsible borrowing and want to help you manage smaller, one-off expenses effectively.
We also believe in rewarding good financial behaviour. Paying off your loan early can save you money on interest (if applicable based on loan size) and monthly fees—without incurring any extra charges from us! Our user-friendly online dashboard allows you to effortlessly track your loan status and access useful financial wellness tips that help you along your journey. Plus, our loans can be repaid within up to 180 days for a MACC loan.
If "payday loan bad credit Australia" has got you pondering your options, let us reassure you: Fundo’s eligibility criteria are lenient! You need to be:
Applying is a breeze! Simply fill out your personal and contact information along with the desired loan amount on our website. If you're a returning customer, you can reapply in just three clicks! Don’t forget about the Fundo Score – our way of rewarding you for positive financial actions, such as paying loans back on time or referring friends. A higher Fundo Score can improve your chances of getting your loan approved, making it easier for you to get the funds you need.
Stop searching endlessly for "no credit check loans" or "easy approval loans." Get started today! Apply for a Fundo loan and experience quick, easy access to funds tailored to your needs.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
