Payday Loan Eligibility
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected expenses your way, knowing your payday loan eligibility can be a lifesaver. Whether it's for car repairs, medical emergencies, or urgent bills, it's essential to have fast access to the funds you need. This often leads people to search for answers online, and at Fundo, we're here to help you navigate the process with ease.
Unlike traditional lenders, which may take weeks to process applications, Fundo is dedicated to providing prompt service. We’re an online lender focused on offering short-term loans to Australians. Our approach is simple — we want to make it easy for you to access cash when you need it the most. Here’s what sets us apart:
To ensure you meet our payday loan eligibility, you must:
While competitors may offer no credit check loans and other options, it’s important to note that—at Fundo—a credit check may be a part of the assessment process to provide you with a clear outcome on your cash loan.
Your journey to financial freedom starts here! Improving your financial standing is possible with our services, and we reward responsible borrower behaviour through our unique Fundo Score. This score reflects your loan relationship with us, and you can increase it with timely repayments and referrals. A higher Fundo Score means better chances of approval for future loans.
If you’re ready to explore your payday loan eligibility, don't worry about getting lost in extensive online searches! Our application form is accessible on our website, and you can complete it at your convenience. If submitted during business hours, we strive to process your loan within the same day, providing a quick solution to your financial needs.
Stop looking for elusive lenders and choose Fundo for your immediate cash requirements. Click here to submit your application today and get the support you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
