Payday Loan Lenders
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a dependable payday loan lender can be daunting, especially if your credit isn’t in perfect shape. If you’ve faced obstacles with traditional processes related to "payday loan lenders" or have experienced automatic denials due to a less-than-ideal credit history, you’re not alone. At Fundo, we believe everyone deserves a fair chance to access funding. Our mission is to make short-term loans easily available to Australians, ensuring that we assess each application on its own merits.
As a fully Australian-owned lender, we prioritise your convenience and understanding throughout the loan process. Our approach is straightforward, meaning you won’t be bogged down by unnecessary jargon or complex terms. With Fundo, you can expect:
Short-term loans can be a suitable solution for unexpected expenses. If you’ve ever found yourself in a tight spot, you know how crucial it is to have access to quick cash. And why settle for a provider that keeps you waiting? At Fundo, we understand your urgency and strive for efficient processes.
With Fundo, you won’t need to waste time searching for "payday loan lenders," "pay monthly payday loans," or any similar phrases. We offer easy access to funding options with terms that suit your needs. You can take out loans for up to 180 days—perfect for handling one-off expenses or emergencies. The best part? If you repay early, you can save on potential interest costs and boost your chances of getting approved for future loans.
Fundo is here to support you in various ways. While our loans are not designed for debt consolidation, we can assist you with:
Every borrower is unique, and we cater to individual needs, helping you manage your finances responsibly. You can keep track of your repayments and receive valuable financial tips through your personalised dashboard.
If you’ve been investigating options for a quick, reliable loan, you might be asking: what does it take to apply? Thankfully, Fundo has minimal eligibility criteria. You’ll need to:
To begin your application, simply fill out our online form with the necessary personal and financial details. If everything checks out and you apply during business hours, you could have the funds you need by the end of the day! You won’t have to keep searching for "online loans"—we’re here to streamline the process for you.
Improve your chances for future approvals by focusing on enhancing your Fundo Score. You can achieve this by making timely repayments, referring friends, and engaging in responsible borrowing practices. Ready to take the next step? Apply with Fundo today and discover how easy it can be to access the funds you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
